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Lucie Health Marketplace
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Vision insurance

Make vision care decisions more clearly than ever.
Find my Plan

What it covers

Vision coverage is straightforward once you know where it helps (and where it doesn’t).

Covered

  • Doctor visits and hospital care

    Most plans help cover primary care, specialists, hospital stays, and emergency care after you meet your deductible.

  • Prescriptions

    Many medications are covered, though costs depend on the plan’s drug list.

  • Preventive care

    Annual checkups, vaccines, and basic screenings are often fully covered when in network.

Not covered

  • Dental and vision care

    Cleanings, exams, and glasses require extra coverage or are paid out of pocket.

  • Alternative and complementary care

    Acupuncture, massage therapy, chiropractic care, and functional medicine are often limited or excluded.

  • Fertility care

    IVF, egg freezing, and other fertility services are partially covered or not covered at all.

47%

of patients take extended time off work

56%

of patients report financial strain from cancer care

2600/month

is the average out-of-pocket cost for care with health insurance alone

90%

say supplemental coverage eases financial concerns

What to expect with Lucie

From your first question to final decision, Lucie guides you every step of the way.

Tell Lucie what you need.

Share what matters, like how often you go, your favorite dentist, and the care you want.

Get clear guidance as you explore.

Lucie’s AI shortlists plans. It shows how coverage works, including costs and limits.

Decide with confidence.

With a clear picture of your options, you’ll know whether enrolling in a plan or paying out of pocket makes the most sense.

Everything you need, in one marketplace.

Design a personalized mix of coverage and care services that put your healthcare budget to the best use possible. So you can take care of you, fully.

Get health insurance that gets you

Lucie goes beyond the basics to help you choose a plan that fits how you actually use care.
  • Get a personalized shortlist of ACA plan options
  • Automatically see all available savings
  • Check out how coverage (and costs) play out in the real world
  • Fast, simple enrollment
Find my plan

Frequently asked questions

How much does health insurance cost?

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What if I can't afford health insurance?

You may qualify for Medicaid (free or low-cost coverage) or significant subsidies that make marketplace plans affordable. Many people are surprised to find coverage costs less than their monthly phone bill. Check your eligibility today.

Can I keep my current doctor?

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Still have questions? See all FAQs.

Call a licensed broker for clear guidance.

Call 888-383-5527

Footnotes

Oscar Medical coverage is underwritten by Oscar Insurance Company located in New York, New York. Plans sold in New York are underwritten by Oscar Insurance Corporation located in New York, New York. Plans sold in Florida are underwritten by Oscar Insurance Company of Florida. Plans sold in New Jersey are underwritten by Oscar Garden State Insurance Corporation. Administrative Services for all plans provided by Oscar Management Corporation. Plans sold in Texas use policy and associated COC form numbers OSC-TX-IVL-HMO-EOC-2025-HIX OHIN-134128348; OSC-TX-IVL-HMO-EOC-2025 OHIN-134128297; GUIDED OSC-TX-IVL-HMO-GOLD-GUIDED-CARE-EOC-2025 OHIN-134128360; OSC-TX-IVL-EOC-2025 OHIN-134080911;OSC-TX-IVL-EOC-2025-HIX OHIN-134080906; OSC-TX-S-IVL-EOC-2025-HIX OHIN-134079760; OSC-TX-S-IVL-EOC-2025 OHIN-134079760. Plans sold in Virginia use policy and associated form numbers VA ON OSC-VA-IVL-EOC-2025-HIX OHIN-134065976; VA OFF OSC-VA-IVL-EOC-2025 OHIN-134065976.